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Thursday, July 21, 2011

Small Amount Matters


Small Amount Matters 

Four months ago, some of my co-workers and I were discussing the amount they got as an yearly increase in our salary.

I asked one of my co-workers how much he got and he said he didn't know. I thought he was joking but after awhile I realized, he really did not know. By always asking and hot topic issues everyday my co-worker start to share how much he got on his salary. According to him by looking to his payslip, he got a 100 Saudi Riyal but that is such a small amount that it really doesn’t matter compare to other worker who got 2 or 3 times much higher.

Do you think the small amounts doesn't matter? If so, I had to say that this is not the best way to think about your personal finances. The small amount DO matters. Saving SAR 100 every month will give you SAR 1200 after a year. That may not seem like a lot of money but if you have NO savings right now, SAR 1200 is a huge amount of money.

When I was young, I would not pick up any centavo coins I see in every corner of our house or even on the street because it was only a centavo and has a very small amount. My grandmother would always tell me, “melvin, centavo make peso if you add them up”. I didn’t think that much about this when I was young, but now anything that I see small amount of coins or a change from supermarket I have no problem picking up this centavo coins and put it in a jar or an empty bottle.

You will notice after sometime that the jar is slowly getting full and it's not bad to spend those coins like buying shampoo, toothpaste in a sachet etc. At least it helps to save you some amount.



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